Insurance settlement

Some basic information about insurance settlements

A life insurance settlement is the sale of a life insurance policy (whole life, term, universal life, etc.) covering the life of one or more individuals with an “ascertainable and limited” life expectancy.

A life insurance settlement is the more lucrative alternative to lapse or surrender.

Insurance settlements improve cash flow by eliminating the obligation to pay future premiums.

RTG Consultants offers the most flexible, straightforward approach to the process of policy evaluation and purchase now available in the settlement industry. Whenever a policy owner is considering lapsing or surrendering a life insurance policy for any reason, a responsible advisor or consumer should explore the settlement option.