Life Insurance Agents, Financial Planners, and more

Attention!
Life Insurance Agents, Financial Planners, and Money Advisors!
Are you doing all you can, or should, for your elderly, affluent insurance clients?
(Are you sure about that?)
Life Settlements may make sense for your policyholders over age 65!

If you are a Life Insurance Agent or Certified Financial Planner or a Financial Advisor, you need to know about Life Settlements.

Life Settlements offer larger cash payments for your clients who wish to sell their policies for 2-5 times the company offered cash value or surrender value. Recent cases indicate the courts are expecting agents and planners to make elderly clients aware of this option, rather than simply "cashing out" a policy at the surrender rate, or worse, doing nothing as a policy dies.

What does this mean for you and your business?More than you might think.

If you have a policyholder past the age of 65, with a non-contestible policy with a face value of $400,000 or more, and with a cash value buildup or term convertibility, you should explore a Life Settlement for that client.

Call RTG Consultants Now! Toll Free: ( 888) 973-8377

Perhaps your client needs funds for nursing home care or other medical expenses. Perhaps that client no longer needs huge face values for survivors--such as when the spouse has died or the kids are grown and doing fine on their own. Perhaps the premiums on the old policy have skyrocketed, and you could offer a new, less-expensive policy with even greater coverage--if only the client could afford it.

Perhaps you are concerned that a policy is lapsing, or eating itself by consuming its cash value to maintain premium. You know that when that policy is empty, it will likely lapse. That hurts both the insured and you, the agent.

What if you could creatively "cash" that old policy, put significant money in the client's hands, leave the policy (and its premiums) intact with a new owner, and write a new policy for your client, with new premiums pre-paid and significant benefit amounts?

Think about what that means to you--the old policy remains in force (with premiums paid), a new policy comes into force (with premiums paid), and the client is very pleased with the arrangement. That's good business in every way!

Life Settlements can make these kinds of things happen for your mature policyholders. They can sell their old policy, receive enough cash to frontload premiums on a new policy, and leave both the old and new policies alive on your books!

So, the policyholder sells the old policy and the face-value payoff to a new owner, for 2-5 times the anticipated cash value/surrender value. You then write a new policy using the new funds to pay the premiums, and you retain both policies on your schedule. It's a win for everyone.

We can show you how! RTG Consultants represents a large, established Life Settlement funding source--the people who buy old life insurance policies. The funding source buys the policy from the policyholder, continues to pay the premiums for the life of the insured, and collects the face value when the insured's life ends. With the funds from the sale of the old policy, the client can pay expenses, or front-pay a new life policy, often for a greater benefit amount for his survivors.

You, the agent or advisor, can be instrumental in making this series of transactions happen for your elderly, affluent clients. It's simple. It's often the right thing to do. Our involvement makes it easy and fast.

Give us a call , at no charge to you, to receive our FREE Life Settlement Information Kit. The Kit is absolutely FREE. The Information is Priceless!

It's a smart move on your part! And your clients will thank you. Call RTG Consultants --Toll-Free: (888) 973 - 8377.