Life Settlement Opportunity

Today, more than $14 trillion of life insurance is in force in United States, with the potential Life Settlement market projected to be more than $100 billion, as the value of life insurance covering seniors is expected to be $492 billion.^

Allowing Seniors who face financial need or seek investment opportunities to complete a Life Settlement transaction will assist in securing long-term care and in reaching financial goals. For Seniors in particular, a Life Settlement transaction can complement reverse mortgages, which have also grown in popularity in recent years. A reverse mortgage provides cash to homeowners who are over the age 62, using standard annuity or life insurance mortality tables. Repayments are secured by the Seniors’ residences.

The Federal National Mortgage Association estimates that the potential market for reverse mortgages is approximately 6.7 million households in the United States. Many such households own other financial products such as life insurance and annuities. Thus, many of these households are also potentially good candidates for Life Settlement transactions.